Exclusive group rates. Exclusively for you.
Choosing home and auto group insurance with The Personal means you’ll get exclusive rates and personalized coverage for you as a member of the Canadian Owners and Pilots Association. You could also save over $650 by switching your home and auto insurance to us.*

Peace of mind at your fingertips with The Personal App
As a client, you could get the most out of your insurance with The Personal App
Alert Program: Get an alert if water or freeze is detected in your home
Online Services: Manage your policy or file a claim, anytime, anywhere

It’s easy to switch!
Most of our new clients described switching to The Personal as easier than expected.**

The Personal cannot offer a home insurance policy if there is a hangar or landing strip on the property.

The Personal refers to The Personal Insurance Company. Certain conditions, limitations and exclusions may apply. Savings and discounts are subject to eligibility conditions and may vary by jurisdiction. Rates and discounts are subject to change without notice. Auto Insurance is not available in MB, SK and BC due to government-run plans.
* Savings amounts are calculated by applying the group discounts and most common savings and discounts that the majority of policyholders qualify for to the base premium. Savings amounts are not guaranteed and will vary depending upon your underwriting information.
** Based upon the responses of policyholders of The Personal in a survey conducted between July 26 and September 7, 2017, who switched their home and auto insurance from another insurer between May 2016 and July 2017.


Including a Permanent Total Disability Benefit

Now you can elevate your insurance with one of the broadest Accidental Death & Dismemberment Insurance products in Canada. This coverage protects aircraft owners and pilots 24/7, even when flying.

Purchase up to $500,000 of AD&D coverage with no medical evidence of insurability.

Policy includes:

  • Accidental Death & Dismemberment
  • Loss of Use
  • Paralysis
  • Permanent Total Disability

And Much More!

Click here for the Plan Summary and Rates

Click here for the Application Form

Click here for Policy Information

**Coverage subject to policy wording and is available to eligible COPA members under age 70**

Administered by Group Benefit Underwriters Inc.


Get life insurance, designed just for COPA members, at affordable group rates Most life insurance policies have a general aviation exclusion making if difficult for you to get coverage that covers you while you’re travelling as a pilot or a crew member in a private plane. And, if you can find coverage, it’s most likely going to be extremely costly.

Now, through COPA and Sun Life Assurance Company of Canada, you can help protect your family’s lifestyle with life insurance that fits the needs of Canadian pilots. This unique plan is specially designed to offer coverage without most of the usual aviation restrictions. And it’s available at affordable group rates!

Plan features:

  • get up to $350,000 of coverage for you and your spouse
  • dependent child coverage available
  • no minimum flight hours or experience required
  • no civil aviation restrictions
  • preferred rates for non-smokers
  • annual or monthly premium payment options

Click here to learn more.

Click here to apply for life insurance.


COPA, working with Magnes Group, is pleased to introduce Greenshields Health Assist – logo_primaryHealth and Dental Benefits for ALL COPA members looking for just Health and Dental coverage (no Life Insurance included in this program).

There are two different types of benefit programs that you can apply for based on your current needs.

GSC Health Assist ZONE – for COPA members who do not have coverage currently but are looking for benefits. The Zone offers a variety of programs with and without medical evidence required. Health Assist Zone offers six bundled plans with varying levels of health, dental, drug and travel coverage at competitive prices – plus a few added perks.

GSC Health Assist LINK – for COPA members who are switching from a Group Benefits Plan through their employer to a personal plan.  No health questionnaire is required if you apply within 60 days of leaving your group plan. Whether you are between jobs or transitioning to retirement, LINK provides varying levels of health, drug, dental and travel coverage at competitive prices – plus a few added perks.

Click here for pricing and details.


COPA Emergency Medical Travel Program is now extended to age 79!

Click here to apply

We listened to you, the members of COPA, and were able to negotiate with SSQ to amend the current contract. This is how the program looks now with the age enhancement:

Up to age 69: $222 per year
*covers all dependent family members
Under age 65 – pre-existing medical conditions are covered
Age 65 – 69 – 3 month pre-existing condition clause

Ages 70 – 74: $386 per year
*covers all dependent family members
6 month pre-existing condition clause

Ages 75 – 79: $772 per year

Exclusions and Limitations Applicable to ages 75-79 only:

A. 11. any condition for which the Insured Person received medical advice, consultation or
treatment within twelve (12) months prior to the commencement of a Trip, with the exception of a Chronic Condition which is under treatment and Stabilized by the regular use of prescribed medication;

“Chronic Condition” means a disease or disorder which has existed for a minimum of twelve (12) month.

“Stabilized” means there has not been a change in the medical condition requiring

Planning a trip?

Travel Insurance is one of the most important things on your list. Whether you’re going across the border, down south, overseas or to another province, your provincial health plan may cover only a small portion of medical expenses. Travel Insurance picks up where your government health plan leaves off.

When you purchase Travel Insurance from SSQ, you not only get emergency medical coverage, you also get the support you need in your own language – 24 hours a day, seven days a week.

Getting the protection you need is fast, convenient and easy: